WE are renting our home the owner is wanting to sell it. Can we use use our reciepts to help with our loan?

You'll need at least a 640 score to qualify for a purchase loan. What's your score?

When you're saying your credit is bad what are the issues? Are you renting the mobile home or are the mobile homes just sitting on the property. There are so many factors involved in todays market for getting approved for a loan. Most important is your credit and crecit score. This is numbver one, if you don;t have that in place you'ree not gong to be able to do anything. There are very few & I mean very few Lenders that will finance a mobile home. They do not appreciate in value like a regular stick home, & they must be on a permanent foundation & relatively new.

In most cases 3 Credit Reporting Agencies, credit reports are pulled. Financial Institutions look at the middle score, it should be at lease a 640. There are some other types of financing however, more documentation is required if your score is above 580, and lower then 640. Mobil Homes and or MIxed Used property is also an issue. You need to have the homes on a slab. The property must be owned by the seller and not a Mobil Home Park.If I can help you give me a call and we can see how to proceed. Thank youFran TrzeciakSr. Loan Consultant586-228-7220Top Flite Financial

Hi. I would look for a Country Place Mortgage office near you. They finance mobile homes. Hope this helps.