USDA loan guidelines

Give me a call and I'm happy to help you with USDA Guidelines.

100% financing. Not looking for acreage or out buildings.Please call me for more details.Jim Wagoner503-724-4235

Hi Darra, we have been in business since 1998 helping Oregonians get home loans. The USDA program allows for 0% down, and, in the last few months, the costs and fees for the program have been greatly reduced. Give us a call today (800) 420-8119 and we can go over your financial situation and help you get into a home of your own.

USDA loans allow for 0% down. You can not own any other property.You can not make more than the USDA income limits allow (based on area, and family size)The home must be located outside of the city limits of the larger urban areas of Oregon (I.e. Covallis, Portland, Salem, Eugene/Springfield, Portland)The housing debt-to-income is more restrictive than other loan types.***If you qualify, this is an excellent loan choice due to the mortgage insurance and insurance rates being lower than other loan options (except for a VA loan)*** Feel free to contact Randy Free to discuss furtehr - Direct Office Phone: (541) 984-5428 Email: rfree@opesadvisors.com 4710 Village Plaza Loop, Suite 130, Eugene, OR 97401 Mortgage Advisor NMLS# 283930 Opes Advisors, Inc. NMLS# 235584 "Expert Mortgage Lending"