Refinancing

The only additional information I would add to Al's response is if you are currently in your CH 13 repayment, you will be required to get approval from the BK trustee before acquiring additional debt. Additionally, most lenders are going to want to see a copy to your payment history on the BK and they will typically look at this a a mortgage history. Good Luck

if its an FHA loan, 1 year. Conventional loan, 3 or 4 years depending on the reason. This is assuming you have reestablished credit and have made all payments since the BK on time. Hope that helps

Al's right on... WilliamAcres.com

usually you can refinance after a chapter 13 bankruptcy. If you have a good payment history through your trustee refinance can be done. Also, if you have plenty of equity in your property it would be easier to do your loan at a lower Loan To Value.Good Luck!