Credit score of 648, purchase price of under 380k. 15% down and income of 98k per year. by ytv74441 from Merritt Island, Florida. Oct 26th 2017
You should be fine with a conventional loan. There are also a couple of loan programs where you might have a lower mortgage insurance monthly amount as well. If we have all your needed documents from you, we can close in about 15-20 days. We can also use only your W2's and paystubs if you're not self-employed. Shoot me an email tomorrow or apply online directly.https://blink.mortgage/app/signup/p/cfinancialcorporationspringhillflbranch/antheaemerson
Sounds like it might be fairly easy.. but it's impossible to advise you without looking at your complete loan profile.. for this reason, I suggest you contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893
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