Looking to refi an underwater manufactured home in WA.

More info is needed to properly advise you.. FHA, VA, USDA, Conventional loans held by Fannie Mae or Freddie Mac, all have refinance options where an appraisal is not necessary, but depending on which loan product you currently have and when the loan was initiated will determine whether or not it would qualify.. For this reason, i would suggest you contact a LOCAL mortgage broker and apply with them. Once they have all the necessary info, they can properly advise you to the right loan product. By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. This would be important in your scenario because manufactured homes are the hardest to find financing for.. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Hello freetibet,I'm a broker located here in Washington state and I have several lenders that offer financing for Manufactured homes that are 1978 and newer. Please visit our website and complete the online application. After the application is received I will research your loan scenario and email you with some options. Our web address is www.equitusmortgage.com and my email address is vsampson@equitusmortgage.com

Do you know if the loan is eligible for the " HARP " program ? if not - feel free to contact me and I can help look this up for youthanks .....................Dave Skow Eagle Home Mortgage 206 714 9745 daveskow@eaglehm.com