I own a home and my credit needs repair, I need a loan on my home

Can you elaborate a little on your situation? What is on your credit that needs to be addressed? Do you know you credit score? Is you home owned free and clear? What is the home worth? How much of a loan are you looking finance?

Some lenders may be able to offer you a FHA loan with those scores but it will not be easy. Most will not finance borrowers below 600 or 620 score - as you see from the lack of other responses.

There are lenders out there that will lend on credit scores in that range but from what I hear it is somewhat of a headache to actually get the loan closed. Your best bet is to work on improving the score. Sometimes it can be a quick process but it is hard to determine it without seeing your credit. Feel free to contact me at 801-819-5901 or at vemmel@primelending.com to talk a little more about a solution that can help you get to where you need to be.

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