I only have a son no husband. I want to make sure the easiest transition when I pass that my son gets my house and assumes the mtg

Make sure he is on title. If he is on the loan and title this is the best. Kylebayviewhomeloans

Greetings,Is your son currently on the mortgage?Thanks!Have a prosperous day!!This message is sent from my iPhone. Please excuse all spelling and syntax errors.From The Desk Of: D.C. Terry, Sr USMC Combat Vet.803-407-4470 (ph)877-679-7117 (fax)DC@WeGetLoansApproved.comwww.WeGetLoansApproved.com

also- make sure that you have a will that clearly states this ......fyi - he likely wont be able to officially assume the current loan ...but he will be able to continue to make the payments on the current loan

STOP, STOP, STOP!!!!! DO NOT put your son on title. This would make him an owner of the property NOW. Should he be sued for any reason, you could lose your home when the other party seizes assets. It could also be claimed as a settlement for a debt (like medical) he can't otherwise pay. Instead, reach out to a local Title company and inquire about executing a Beneficiary Deed instead. If your state allows it, the title remains in your name, your son is not an owner, but upon your death, title will transfer to the Beneficiary(ies) named on the document. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California and Washington ~ www.ApplyYes.com 888-889-9950

most loans are not assumable ..check with the present servicer ....leave the home to your son in a will .....depending on your loan terms - you might consider refinancing the loan and adding your son to the loan ..