Home loan after chapter 13 discharge

Jerry this is certainly possible but couple questions need to be answered. Please email me at rbarrick@englending.com or feel free to call at 513 229-9661 at your convenience.

Hi Jerry, getting a mortgage loan following the discharge of the Chapter 13 Bankruptcy is possible. The BK would definitely make things a little more challenging though. I'm located in Hernando, MS. If you need some help, just let me know.

Hi Jerry, for a conventional loan you will need two years from the discharge date and 4 years from dismissal. Since you are discharged you can go FHA or VA and you will need 1 year from completion for USDA. You will then need to get pre-approved, so I would contact a local loan officer have them do a full loan application with credit and review all of your options with you. If you need a good loan officer you can look in the top right corner of this website under the Community tab and click Find a Lender, from there you can find a qualified local loan officer. Best wishes, Sean