Hello, I am looking for banks with no cost mortgage refinance in ma. Any recommendations is much appreciated.

MBA Mortgage is a mortgage company in Braintree. We can help you. Call Ron Milton, Director. office: 781-849-1118 cell: 617-510-4143

Hello Oded, well, actually we all can do that....for example, lets say the rate on a 20 year mortgage is 4.25% with 0 points hypothetically...you can jump the rate to 4.50% and create what is called overage...we take that overage and apply it to your closing costs etc....any lender can do this....it is the same as paying a point to buy down the rate, only in reverse and the money goes to you for closing costs....also, with rates so low...you can simply roll in a few thousand and shorten the term and still save money...but again, any lender can do what you want...FYI...I am right in Hingham and if you want to crunch some numbers give me a call, but again, any of us can do this...good luck...Steve Karp at Home Loan Investment Bank...check us out online at www.homeloanbank.com .781-640-5592

Direct lender and I'll guarantee a better deal vs. our competitor. Closing costs will always exist, but they can be offset by 'overage'. www.imortgagelending.com

Direct Lender -No Points No Closing Costs- Victor FilipeResidential Mortgage NMLS# 700698508-942-2902

Hi Oded, I am a direct lender and can explain the pros and cons to doing a no closing costs loan. I am local in Mass and also a realtor so can help explain the other options to you please call Robert Oliveira Province Mortgage 508 802 0935

ALL LENDERS and ALL LOANS have CLOSING COSTS. It is rather just a matter of how YOU pay them. All lenders can offer a "no cost" option, which simply means they will cover your closing costs by increasing your interest rate. No closing costs loans are generally OK if you are only going to have the loan a few years, and generally speaking are no much of a deal if you are going to have the loan more than 5-years. Ask the loan officer you are working with for a quote on both options, including a total cost analysis and breakdown of how the two options compare over the estimated time you may have the loan. www.Minneapolis-Mortgage.net