Does HARP 2.0 allow you to combine the mortgages on two different residences?

No. HARP can only be used on loan. However, you can HARP your primary home and investments properties. Give me a call at 484-754-3425 for more details. Bruce

No. HARP can only be used one loan at a time. You cannot combine loans. However, you can HARP your primary home and investments properties. Give me a call at 484-754-3425 for more details. Bruce

HARP refi's are only intended to refinance the first position mortgage so long as it's currently owned by Freddie or Fannie.. you cannot combine 2 mortgages into one. If you have sufficient equity, you can combine your fist and 2nd into one loan, but you have to have net equity to satisfy the lenders maximum loan to value guidelines to qualify.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Sorry my friend, but the answer is NO.

Nope, only can refinance the existing loan and it's not possible to do a regular conventional mortgage securred by two properties. It IS possible to refinance one as a cash out loan and use the proceeds to pay off the mortgage on the other property. The maximum for a cash out loan is 85% except for VA loans which we allow up to 100% of the home value, plus the financed VA funding fee.

No