Can i get an equity loan, o owe on property 173,000 and was apprasied in 345,00.

Probably not. Your credit score cannot be 293. To get an equity line it will need to be at least 680.Also you are probably too soon out of the BK. Try wells fargo or PNC for your answer. You have a chance at a FHA at a good rate but you will need to payoff the first.

A few questions - Primary or Owner OccupiedType of property (i.e. SFR, CONDO, TH, 2-4 Unit,etc..)We offer 1 day our of BK loans - However, there is so much more to it than what you informed... If youd like, send us your contact 411 to info@pineyrocapitalgroup.com and we will reach out to you and get answers to a few simple questions and then we can truly guide you.

For a 2nd loan or HELOC, you wont find any options, as most lenders will want to see you 4 or more years out of a BK for 2nd position liens. But you could do a cash out refinance. With this loan, the first will be paid off and you would take out a new loan and get all your cash at once at close. FHA allows you to refinance 12 mounts out of a BK 13.. conventional is 2 years. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893