ARE THERE STILL LENDERS THAT USE ALTERNATIVE CREDIT FOR PEOPLE WITH NO CREDIT SCORES

Yes, of course. FHA has a program for that. This would be for people who have regular recurring debt such as utility bills but no credit cards, car loans or anything else that could be used to provide a credit score.I would be happy to help.

Yes FHA, you need to show a good pay record with your rent, utility bills, personal loans with cancelled checks, etc. You need to find 3 accounts that you can provide and make sure that your income is line for FHA guidelines. Let me know if you need more information.