80/20 loan

Hi Sheila, those don't exist anymore - not in the past 5-6 years. 100% financing is only available generally using VA, USDA (Rural Development) or state housing loans. Some HUD foreclosed properties can be purchased effectively with 100% financing but otherwise you'll need 3.5 to 5% down for a FHA or conventional loan (assuming this is your primary residence)

Are you looking for and 80/20 loan? Thanks Joyce Ettingoff

You can't do an 80/20 any longer. Most will still do a 80/10 and you may even find a credit union to go to 95% for the 2nd in some States. VA and USDA both offer 100% options as well.