80/20 finance still exist 2014

80/20 no but 80/10 yes depending on your middle credit score. If you need further information or want to see all available options don't hesitate to reach me.

No, 80/20 loans went out with the market crash in 2008.

Nope.. and for good reason.. the default rate on these loans were one of the highest.. conventional guidelines require 5% down, and the monthly mortgage insurance is relatively inexpensive if you have a high credit score.. and with conventional, once you have paid for 2 years, and have reached at least 20% equity, you can ask the lender to remove the MI without having to refinance.. FHA requires 3.5% down, but the MI is expensive, and you pay it for the life of the loan.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

NO, you are NOT going to get 100% financing like that anymore. The only true 100% financing loans are a VA loan, or the USDA rural housing loan.

If you own other real estate, sure this may be possible. Typically you may be able to get a combo loan of 80% on the 1st and a 10% Equity line for the 2nd, but that would depend on the lender, property type, and many other lending guidelines that you would need to qualify for. There are programs still to avoid MI, such as lender paid MI, etc, so check with your mortgage professional to explore all options that you may be eligible for that will meet your objectives. Good Luck!

The only 100% financing loans available is VA and USDA. However, if you or your local loan officer do some searching you may find an 80/15. I have this available in Colorado, but most will be maxed at an 80/10. Best wishes, Sean