80/10/10 Jumbo in CA with BK 4.5 years ago.

1st questioni is Do you qualify for a VA mortgage?Millitary service, National Guard or reserves? This would be the best option.harry newell

Hi Steve, Unfortunately, you may between programs for the jumbo products of many lenders. I have a product that allows BK with 4 years of seasoning and I have a product that requires only 10% down with a 680 credit score, but they are not the same product. However, if you are in a high cost area, which much of CA is, you may be able to get an FHA or high balance conforming loan up to $625,500. With 15% down, this is a $735,000 purchase price. Those Please feel free to call me at 480-368-7715 to discuss further.

I may have some programs that may be able to help you. Give me a call to go over your options. Thanks

I offer 90% or 80/10 options on JUMBO loans up to 1 Million nationwide. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803

Jumbo loans are available with at least 30% down and stated or bank statement income verification.

Just closed one with a BK 3.5 years old in CA on a $1,100,000 Purchase so yes to 4.5 you get better rates at 5 years BK on a jumbo but even under you can get a rate around 4.875 so not bad. loans up to $4,000,000 20% down unless you want to do a profit sharing loan I can do 10% down with that. On a side note if you keep the loan at $625,000 I can do 10% down no MI and all kinds of things but if you want a true jumbo loan over $625,000 in LA, Orange County not sure what county you are looking at buying in but I have a ton of ways to work it. Feel free to call me Worked at Chase Manhattan for 7 years and now I am with 1st Nationwide Mortgage doing loans over 15 years most the loans we do are jumbos I am in Orange County CA myself. Feel free to give me a call (310) 770-7969