I would get proof ex-spouse is making the payments all on her own. I would also recommend ex-spouse refinance and get you off the loan liability. The court does not have the power to take your name off the liability to the lender.If I may, let me help with the refinance. Korene 623-340-0934
You should be able to exclude the debt with proof that the ex-spouse is making the payments from an acct that you are not connected with. Typically 12 months is the min required. Would be a good idea for the wife to refinance to remove you from those loans assuming she can qualify on her own. Feel free to contact me 562.254.5616.
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