4 plex free and clear,

Cash-out to 75% if you occupy one of the units. 70% if it's non-owner occupied. That would be for a Conventional loan. You can also look at specialty lenders as some will offer more flexibility, although the type of loan or terms may not be as desirable as a conventional loan.

Good Evening! As noted by the others, if you live in one of the units as your primary residence, you can take Cash Out up to 75% Loan to Value and if this is strictly an investment property, you can get a 70% Loan To Value down to a 620 Credit Score. The loan must be approved through the Automated Underwriter and the property must be owned by the borrower (you) for at least 6 Months prior to the date of the application. Other restrictions apply, but I would be happy to discuss the scenario more if you'd like offline. Good Luck!

Max is 70% unless you occupy one of the residence then you can go 75%.EddieEddie@lendingamerica.com

YES I can do cash out up to 80% for an owner occupied home!You can reach me at 714-639-6694I look forward talking to you soon :)Shab Kavandi

70% on a non owner occupied 4 plex. can you check to make sure you can do a cash ot on a 4 plex! I have been told that lenders can only do cash out up to 2 units not on a 4 plex!

Contact one of these fine forum members.

70% Max on cash-out on 4 plex / 4 unit home

If you contact my associates in our San Diego office, 5355 Mira Sorrento Place, Suite 230 San Diego, CA 92121 Phone: 855-757-8797 They should be able to help you with this. Sometimes there are some extra steps that need to be taken, when the property is free and clear, and they can help you with any of those that may be there for you.

Is this an Owner Occupy?

Not enough information... Are all 4-units a rental, or do you live in one? You can cash out to 75% of the value if you live in one unit, otherwise the maximum you can cash out is 70% of the value on a four-plex.

Not enough information. Give us a call. 714-881-5970

I would need more information like credit score, owner occupied or non owner occupied and after filling out an application we would have a better idea if this can be done. The only guarantee would be to have an appraisal, coupled with all the information on a mortgage application, then I could put together what you would be getting back in regards to cash out. I wouldn't have you pay for an appraisal if the credit and occupancy weren't to your liking. Feel free to contact me or call.