36 mo minimum spousal support has stopped me from getting ANY mortgage. HELP!

Based on the info you provided, you would not qualify.. Part time jobs need 2 year to be counted, and spousal support has to be 36 months or more.. a couple of considerations though. one would be to have a co-signer.. they would need to have decent credit and enough income to support the additional debt, or the other alternative would be an asset distribution.. basically any asset account where you can take a regular withdrawal that would last 36 months..Example: you have a $36,000 savings account, you withdraw $1000 per month for 36 months. This $1000 per month withdrawal would count as income and qualify purposes.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's NUMBER #1 lender in Arizona. 480-287-5714 WilliamAcres.com

Sorry... those are the rules. Any non job income (alimony, child support, etc) is REQUIRED to extend at least 36 months beyond the closing date to be considered usable income. Basically you are signing a 30-year loan with income that is only going to last less than three years. Sure, you'll probably do something different after that ends, but you are stuck today. www.JoeMetzler.com

Pretty much you are probably stuck for the time being.... A few questions though: 1) How many hours per week do you work? 2) What was the start date of your current job? If you prefer to go over details on a less public forum, feel free to email me at robhanson@emortgagegroup.com or call at 240-752-7549. Thanks!

I have additional questions I would like to ask in private. Feel free to contact me through my profile for a no cost, no obligation consultation. There may be additional options you are not aware of.

unfortunately you have to qualify based on the part time job income, unless you can get those hours increased. The only other options I can think of are a co-signer or possibly if you have set up an asset distribution where you have say $40,000 in an account where you have it set up to automatically distribute $1000/mo to you. That distribution will last the 36 months and can be counted as income.