2nd Mortgage Charged Off 5 years ago now reporting with Green Tree

In 2009 Chase bank foreclosed on my condo. I had a second mortgage with HSBC. The second was "charged off" and reporting on my credit as such. Just this week almost 6 years later I received a notification that my credit score had changed. Upon looking at my credit report I saw that an account with Green Tree Servicing has appeared and was reporting open and late. I have not received any phone calls or written notification from Green Tree and if I did not have a credit monitoring service would not have known about this.I tried to call Green Tree, spoke with 4 different people, and when I was in the process of being transferred to another person they connected me with another customer! Needless to say, I gave up. I then called HSBC who told me that "most likely" my debt has been sold to Green Tree and that they could continue to attempt to collect. This account has been reporting closed and charged off since 9/2009, and now an new account shows open and late under Green Tree with NO notification or prior communications.My question is, how can an account that was charged off almost 6 years ago, suddenly reappear as open and late? Can they do this?What is the SOL for a second mortgage? Does the time for the SOL restart when the debt is sold? We now live in FL, but the foreclosed property was in AZ.What should I do now??THANK YOU. by pamelamiller@live... from Fort Lauderdale, Florida. Jul 1st 2015 Reply