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Kentucky Interest Only Mortgage Rates

Updated: August 13, 2020

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Displaying rates for Mortgage Refinance in KY for $200,000

2.836%

APR
30 Year Fixed
2.625% Rate $803/mo
  • Updated August 13, 2020
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PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.44%
5/1 ARM 4.50%
Thursday, August 13, 2020

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Mortgage rates for Kentucky go down to 3.00%

Thursday, August 13, 2020

Mortgage rates for Kentucky on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.38% to 3.00%. The 15-year fixed rates are now at 2.44%. The 5/1 ARM mortgage for Kentucky is now at 4.50%.

Interest Only Rates in Kentucky

When you buy a home in Kentucky or refinance your existing mortgage with an interest only mortgage loan, you are taking out a 30-year mortgage, electing to pay "interest only" (instead of principal + interest) for a set period of time, such as 3, 5, 7 or 10 years. After the end of the "interest only period", the monthly payments readjust to include the principal, and the loan is re-amortized for the remaining years. Check out our main page on Interest Only Mortgage Rates.

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