i have a credit score of 610 i need a refi .i am entering a begining of a balon. can iget a refi?
yes, I can go fha down to 580 fico - where is property located? 480-650-4230 call me.

Ch13 Dismissal, Refinance Possibilities
Ch13 dismissal in July 12 - need July 13 to be able to go FHA, however, is this a 2nd home or investor home -- if it's not owner occ changes rules? as you mentioned that your "current mtg" means to me you live elsewhere. My suggestion, call current lender and ask if they can lower your rate my...

If our rate is locked, is it possible to re-negotiate rate if it went down?
you can pay a discount point to get your rate lowered, or you can call me my rate will be lower and I charge no points. Virginia 602-277-4545

Can we get a jumbo loan with less than 20% down if our credit and income is excellent?
SaraYes you can - with only 5% down I can do your Jumbo loan and I will be happy to assist you.My web www.jumboloansaz.com 602.277.4545 anytime or 888-225-8849Sincerely - Virginia