Looking to Refinance but Have a Few Questions...
no, you can pick any lender you chooseyes, fees vary from lender to lenderany new fees could be rolled into the new loan, those fees will vary depending on the current type of loan you have and the new loan you receive. would love to speak to you (888) 435-7190 Joe Garrett.

Could I get a home equity loan with my income?
I would like the chance to speak with you, please give me a call at (888) 435-7190 or visit us online at www.Texaslowcostmortgage.com thanks, Joe Garrett

Mortgage Pre-approval process?
I would have to look at your overall picture. Keep in mind, different mortgage companies calculate income differently and have different debt-to-income limits. Please give me a call at 888-435-7190.thanks,Joe

FHA w/ 608 credit score...anyone doing these?
We do credit scores down to 600. They aren't easy, but we close a couple of them a month.

Refinancing an FHA loan, have 2 FHAs
I believe you can only do that if you are willing to bring all closing costs to the closing table. Your father would also have to remain on the loan. There are some other conditions that have to be met, so for the most part, I tell people to stay put and not to bother refinancing.

How do I not pay PMI?
If you are putting 25% down you wouldn't have any pmi it is only for less than 20% down...if i were you, i would only put the minimum down (20%) to avoid the pmi and keep the rest in cash for any unexpected housing expenses. no need to lock up your cash reserves in the equity in your home:) Joe Garrett (888)...

Purchasing my mother's home. Am I likely to get a mortgage loan?
You shouldn't have any problems (888) 435-7190 Joe Garrett

Va loan
Best loan on the market. Please call me to speak about it 888-435-7190. Joe Garrett Dallas, Texas.

What are our chances of qualifying for a new home with my husband only being at his current job 6 months?
You should be fine. The longest part of the process will probably be selling your current home unless you can qualify with both payments. www.Texaslowcostmortgage.com also get us in touch with the realtor you use to sell your current home (or we can help with that b/c i know a few good ones there) this will...

Can I refinance my home mortgage after I got a loan modification?
I would say probably not. You really shouldn't be able to get a better loan than the modification you rec'd anyway:)

Is there some way to refinance to combine a first and second mortgage into a single debt?
absolutely. you may be even able to combine them into one debt and then get cash out on top of that! give me a call 888-435-7190 Joe Garrett

How long do you have to have a FHA property before you can resell?
There isn't a mandatory waiting period.

Can you do a fha streamline on investment property?
Yes. I have the ability to do an FHA streamline on an investment property. Please give me a call at 888-435-7190, or email me at joeg@southwestfunding.com

I have a 580, 584, and a 601. Can I qualify for a VA loan?
Yes. I have done VA loans down to a 550. If you would like to apply, please fill out the quick app which can be found here:https://www.southwestfunding.com/joeg/apply-now/