Hi, I am Fred Chamberlin, Senior Loan Officer with Guild Mortgage Company, Oak Harbor WA. I am a 20+ year veteran of the mortgage business and spend my time helping my clients get the best loan for them when buying a new home or refinancing their current home. My specialty has always been government programs. I am a veteran myself and am well versed with VA, FHA and USDA mortgages. Give me a call today and let's discuss your options in buying or refinancing a home.<br type="_moz" />