I am a full service Sr. Loan Officer with over 20 years of experience in the Mortgage and Real Estate industry...from purchases to refinance . I'm licensed in Michigan, California, and Nevada. I utilize the latest technologies to make the loan process safe, smooth and user friendly. I have access to a full range of mortgage programs: FHA, VA, Conforming, Jumbo, reverse Mortgages, for purchase and refinances and I'm dedicated to finding the right loan - with the best rates, terms and costs - to meet my client's unique needs. But that's just the beginning of my services, throughout the lending process I provide regular loan updates and progress reports so clients always know the status of their loan. NMLS# 313873