When my wife and I were searching for a home, we we declined a mortgage at out local Bank. We then found Lender411 and called Mel Smith after reading his blog. He picked up the phone on the first call and took our application. When he told us that we were approved, we were really excited and hopeful. The amazing part, is that we closing within 27 days without a lot of haggle. The nice part is that I once reach Mel Smith on a Saturday evening when we has a major question. He is really great to work with and I have since referred a family member. We saved a ton of money and had someone that was willing and able to help us.

This guy is a great person to work with for a mortgage. I went and met with him in person and we talked man to man regarding my mortgage needs. Others that I spoke to was not able to answer all my questions. He was very professional and really knows the mortgage business. I wanted to do a refinance. He was able to get me good rate and get me a loan approval. I rate him as #1 in the mortgage business and will recommend family and friends to contact him with their mortgage needs.

It has been a pleasure working with Mel Smith. He really helped me understand the mortgage process and save more money. He is the only Mortgage Professional that you can get on the phone 7 days of the week. I will certainly send him referral of my friends and family. I am so happy that we found him on Lender411.com. Thank you so much for being the best of the best....

My family and I was going to rent, but; once we spoke to Mr. Smith we found out we could buy a home. He was able to get us a good rate, low down payment, and assist with what documents were required. He has a lot of knowledge in the mortgage business. We are happy in our new home and we will recommend our friends who want a mortgage or refinance to contact Mr. Smith.