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VIkki Nguyen's Answers


Will we be able to get a mortgage?
Qualifying for a mortgage requires meeting a pre-determined set of guidelines established by a lender, which may include credit history, income, employment and assets. Some of the documents you'll be asked for include W-2 forms and paycheck stubs. These show that you earn enough income to...
Help with getting a loan...
A mortgage professional will take into consideration your individual LTV, DTI, Credit and Property Type scenario to determine which loan program best fits your needs and goals.There are government insured loan programs, such as FHA, USDA and VA home loans, as well as conventional and jumbo...
hi i was wondering if me and my husband would qualify for a home loan of about 200, 000 we are fist time home buyers .... also my husband credit is like 650 last time we checked and i dont really have nor good or bad just starded building my credit..... Do you think we have a change??
Whether you're looking for 100% financing, low down payment options , each mortgage program has its own qualifying guidelines.There are government insured loan programs, such as FHA, USDA and VA home loans, as well as conventional;A mortgage professional will take into consideration your...
Need a phone #
800-552-8670 ext 122cell # 9498875007
Job History
STABILITY OF INCOME. We do not impose a minimum length of time a borrower must have held a position of employment to be eligible. However, the lender must verify the borrower's employment for the most recent two full years. If a borrower indicates he or she was in school or in the military during any...
FRM vs ARM
Mark,Fixed Rate Mortgage (FRM) and Adjustable Rate Morgage (ARM), each has it's own advantages and disadvantages, and of course, they are designed for specific purposes.FRM: It's is safe (the rate will not change over the life of the loan). However, your interest rate is higher versus an...

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