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JADYA MCNEILL's Answers


Looking to buy my first home
Based on the information you provided you would be able to qualify for the mortgage. I .would like to further discuss this with you. My Company is licensed in every State. We issue pre-approvals the same day. Please contact me at 800-339-8582 if you would like to expedite this matter.
I'm looking for a home loan. This will be my first time purchasing a home.
Regarding the information you provided. The price range you entered of $15,000 to $30,000, seems very low for a one family purchase home. Most Lenders in my area do not offer a low mortgage on a purchase for that low amount.Is it possible that you are purchasing in an area for "Mobile" homes and...
Closing cost question
You must look at the sales contract and see how the 4% seller concession is reflected. Contracts do vary from State to State. If the contract reads 4% towards JUST closing cost it would be used for only that. However, if the contract reads 4% to be used towards Points, Pre-Paids and Closing Cost you would be...
One more year left on chapter 13 bankruptcy. Can I get a home loan?
Based on the information you provided and the fact that you are in a Chapter 13 Bankruptcy you should be able to apply for an FHA loan while in bankruptcy. As long as the Bankruptcy Trustee gives the OK to refinance and you provide a copy of the payment history showing you have been making all payments on...
loan question in florida
Based on the information you provided this would be achievable. The main thing is to make sure that your ratios are OK which is calculated by your income and current debts. Since you do not claim your rental income on your single family the mortgage amount would be included in your debt ratio. I would be...

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