can i get va irrrl with cal vet loan?
CAL VET is only for purchases the program does not allow a streamline IRRRL. In order to refinance you would need to do a full doc refinance. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your...

I am self employed and wanting a loan
How much are you looking to be approved for? How much do you want to put down? Most underwriters will take the average of the last 2 years and compensate for any declining income. In addition to offering traditional loans, we also offer some out of the box options geared toward self employed individuals....

Would you recommend getting a 5/1 ARM for a first time buyer
What are your goals for purchasing this house? Forever home? Move up? Use it as investment eventually? Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week...

Should i be a co-borrower for a home loan with my fiance if my credits better than hers?
We use the lower of the couple's middle score to determine the interest rate. Do you need both the incomes in order to qualify? Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been lending in CA since 1987. I am happy to answer your mortgage questions, 7...

what is the best no cost refinance 30 year rate in CO springs for Feb 10, 2014 ?
We would need to look at credit, income, assets and employment to determine what the best rate would be for you. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been lending in CO since 1987. I am happy to answer your mortgage questions, 7 days a week and...

Refinance my fha loan to a conventional loan, is it possible to do a 80/15 refinance to avoid mip or pmi
Max we can do is 80/10 or 90%. You might want to consider a FHA Streamline. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been lending in CA since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I...

Can you get a VA loan if you build a home?
As long as it is a modular or manufactured home. We offer VA construction loans. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan...

Can I qualify for a 95% Conventional Loan when I currently have an FHA loan with minimal equity
Can you afford both payments without the rental income? You need to have 30% equity or 2 yrs of showing the rental on your tax returns (at a profit). Let's discuss your loan scenario in more detail. Contact me at 800 315 8803 or 702 562 7915. My name is Bart and I have been in the mortgage business since 1987. I am...

I am looking for harp 2.0 program requirements
Let's discuss your HARP loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Bart Gabe - Lending...

about what income do i need to buy in the $200K range?
What are other debts do you have on a monthly basis? Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look...

What is the fico required for for usda loan 2014
640 with most lenders. Some of us go to 620 or 580. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to...

i'm self employed can i still go fha?
Did you depreciate your income on your tax returns? Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look...

can i do HARP with a VA loan?
You can do a VA IRRRL which is a streamline and can be used for VA loans underwater.Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I am a proud vet that has been offering VA loans since 1987. I am happy to answer your mortgage questions, 7 days a week and review...

can I consolidate 1st and 2nd mortgage and do harp refi?
In most cases you can only refinance the first through HARP. Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I am a proud vet that has been offering VA loans since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario....

Are there any lenders doing subprime deals
What are you trying to accomplish? We offer private money, hard money and portfolio loans in addition to traditional financing. Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I am a proud vet that has been offering VA loans since 1987. I am happy to answer...

am i eligible for VA loan?
As long as you have served 90 days. Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I am a proud vet that has been offering VA loans since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to...

my fiance has credit score of 570 and he's also in the military. we want use his VA loan to purchase a house?
We go down to 560 on VA loans, however, you will need a down payment. We can reun a credit simulator (free of charge to you) to determine how to raise your scores, and give you a better rate for a VA loan. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been...

what are the mortgage rates for a 5 year arm in georgia
We would need to more about your credit, income, assets, employment etc. Let's discuss your MANUFACTURED HOME loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been offering loans since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan...