Had a foreclosure 2 years ago, can I get approved by any lenders for a VA loan with credit score in the upper 690s?
Usually they want you to wait 3 years. Sometimes they may look at the situation like if there was a death involving the forclosure. Sometimes the RD (Rural Development) program will allow it to be completed prior to the 3 years. If you are in Indiana I can get your info and look into it. I am with Premier Home...

I live in Indiana. What are a couple of VA home loan Lending institutions/banks that are VA approved with (Lapp) and offer the bes
I am with a lender that is able to do VA loans. My company is Premier Home Mortgage and I would love to assist you. You can contact me at 765.413.8806 or at my office 765.4461342..My name is Tracy. As for rates, there are several things that go into determining your rate.. we would need to look at credit, loan size and...

Can I get a mortgage that is more than the purchase price of the home to withdraw cash?
No. If you are wanting to get cash to do work on the home you may want to look into an FHA 203K this will allow you to escrow funds that can be financed to pay a contractor. Usually the only time you can get cash back is if you are refinancing a home and the home has equity, there are also limits on how much cash out...

I've had two late payments in the past year...can I not refinance?
What is the reason for the late payments? Usually you need to wait until you have been on time for 12 months on your payment. Was you payments more than 30 day? If they were not more than 30 days than it is fine.

Thinking abut switching jobs - hurt my new mortgage?
You need to speak to the loan officer you are currently working with. Lenders have different requirements. If you are not working with a current loan officer then give me a call. It could be we only need 30 days of paystubs if the job is in the same field or can somehow be tied to the same field. It also varies...

VA loan for retired and no income currently
please contact me at 765.413.8806 I am a lender in the Lafayette, IN area. I would like to discuss some of your options and ask you some questions. thank you my name is Tracy Davis

what's the max amount of money i can get from a 203k loan?
you could do a 203k however with your credit scores we have a conventional program that allows for renovations with this program you can get 50% above the as is appraised value--luxury items are allowed. No up front Mortgage Insurance and you will be able to have an option of lender paid MI so that you...