Do I qualify for a new home?
well if you can give me some more information, i can help you with your question.1. what is the sales price of the property?2. what state and county is the property located?3. what is your total gross income, before taxes?4. what is your currne vehical payment?5. What are your current credit scores?You can...

Help..I'd like to refinance my current mortgage for a better rate..
sorry but I don't have a licenses for the state of New York

I was wanting to know if I could get an fha loan with no credit score.. I pay my rent and other utilities on time for the past 5 years.. Is there a way that I could prove alternate credit through paying my rent, utilities, etc..? First time home buyer!
Enter your answer hereabsolutly we add four non traditional lines of credit such as and utility, cell phone, or car insurance with atleast a twelve month payment history. if the file needs a little more streangth we may have to go to a 24 month payment history. so yes we can and they only require 3.5% down. ...

Need a bank to refinance an owner financed home. My debt ratio is out of line. According to my bank I need a co-signer.
there are new loans assuming you have a fico score of 720 that allow for you to average your liquid assets into income over 180 months and allow for a debt ratio of up to 75%

Who is doing low credit scores?
We are down to 500 FICO for FHA with 10% down and 580 FICO in California with 99.5% financing or any other state 96.5% www.equityinvestmentcapital.com

LLC Partner
Only with Hard Money

Multi-family home/Probation
Unfortunately the other lenders are right, I had the same issue with one of my clients when the verification of employment comes back it will state probationary and they will not accept it. you will just have to wait till you are a full time employee. one other question that I would have is how long have you...

can we get approved for a first time home buyers program loan with a 550 credit score
Yes you can as long as you haven't been late on any payments for the last 12-24 months and have enough to put 10% down for and FHA loan. Now if you can get you scores up to a 580 FHA then only requires 3.5% down. the easiest way to get your scores up is to pay down your balances to 20-30% of whatever your limits...

Retiree looking for home loan
One question are you looking to refinance (if so what is your current market value of your property) or are you looking to purchase, if so how much were you planning to put down. one last question i know you were forced to retire but if you do not mind me asking how old are you? the angle i am looking for is to...

Refinance
To give you an accurate quote, what is your property value?if you have 30% equity you will be looking at a 10 year fixed rate at 3% with closing cost around 3-3,500.00 with a payment of $2,172.62Or a 15 year fixed at 3.125% with the same closing cost and a payment of $1,567.37

Reverse mortgage information
No your mortgage does not need to be paid off how ever the maximum loan amount you can get is 62% of the value of your home so ruffly $195,200.00 you can either take that with monthly payments to you or as one lump sum. it is up to you.

My middle FICO is 681, does this credit score disable me from getting a new home?
Unfortunately you would need two years in the same line of business but if you went to school for your new field that will count towards your two years. As for your credit, do you know your scores? Also how long have you had credit and when was your last late payment?Anthony Hood

When are brokers required to release GFE and TIL
Well I am sure he is using CMG as the the lender and right now there is a 2 month wait to even hit an underwriters desk. so you should see the lender disclosures about 3/5 days before that point. now he should have sent his own MLDS (Mortgage Loan Disclosures) and TIL. but he is not going to be able to lock your...

Is this a good time to buy or should I wait until investors buy all their investment properties?
We have great agents we work with in that area. Now is the time to buy before its to late.Anthony Hood866-532-1744 Ext 101

Is there a way to get a concrete answer regarding eligible prior to going through credit counseling?
If its consumer credit counseling where they lower your payment with lower interest rate as long as you have a clean payment history for 12+ months your fine.