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Tom Bonetto's Answers


Simple fixed 10 year home equity loan
Another option might be to go to a local credit union, they might be able to help for something of this size. My guess is that you will find most mortgage lenders won't be able to help because of the size/term of your requested loan.
What are my options as a veteran who has been through a recent BK? BK was discharged 1/2014.
Good afternoon, Justin-Here's a link from The Veterans United Network regarding BK and VA loans: https://www.veteransunited.com/valoans/getting-a-va-loan-after-a-bankruptcy/Do check it out, as I believe it answers some of your questions. It would be my privilege to help you finding the...
Can I buy a home with $49,000 income?
It would absolutely depend on the price of the home. With that said, with good credit more things are possible than not - and I've helped many people with incomes much lower than that finance their home. There are multiple low/no down payment products out there, as well - so don't let that be a barrier to...
I am just seeing what I need to do to buy my first home
Hi, Charlie - there's a good deal of information online about what it takes to start a first time home purchase, but I'd be happy to direct you to The Lending Coach site. I work with a good deal of first-time buyers and have put together a "Mortgage 101" section - look for it in the title bar. It has multiple...

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