Can you qualify if you have two mortgages and at 125% loan to value
depending on what type and when the mortgage was originated, if qualifying only the first would be allowed to be refinanced up to 200% CLTV. Call me 260-433-1260, to discuss I will help today or over the weekend to advise you on your particular situation. I look forward to the opportunity to be of service.

Is it common that a home seller pay the buyers points 3%
It is common for sellers to pay a percentage of up to 3% of closing costs and prepaids however it is not required. Take into consideration your list price, your particular market area, the length of time you have had your home on the market and how motivated you are to purchase a new home when deciding...