My credit score is just over 700 (hubby's is much higher), we have over 20% to put down, will we have any problems qualifying?
Hi Tanya, Thank you for your inquiry. You most definitely have options available to you. It now just depends on your income and your debt. Reviewing this will help us determine how much you qualify for and what loan program is best for what you are financially planning to do for the short and long term. I...

Lender wants full application for fees worksheet
Hi Roger,You not only get what you pay for but what you experience. Saving a few bucks here or there may or may not be worth the aggravation for some however I will give you a quote if you send me your criteria.. I don't mind doing that. I am licensed and do a lot of business in Cali and know the area well as I...

What loans can I get with 10% down and no pmi?
HI tuyenhoung09599,I am a Mortgage Loan Officer in Arizona. As mentioned, there are options. It is basically called a LMPI (Lender Paid Mortgage Insurance) option. The rate tends to be a little higher however most times you will still see a savings compared to paying the PMI. The other benefit is that...

credit score is 630, looking to put 15% down on a $340,000 townhome.
You can go as low as 580 with a minimum down of 3.50%. If you need any more info, you can call me at 480.650.8602 or email me at tcanto@amerifirst,us

first time home buyer questions
Hi Paul, my office is located in Gilbert AZ and know the city well. Being you are a first time home buyer, you have a few options available to you with either a low down payment or down payment assistance programs that can provide funds to purchase your new home. Your score provides several great options to...