Looking for an FHA fixed rate lower than 4.85
Make sure you compare the cost for the 4.85% as the answer is "of course you can get a rate lower than 4.85%" but does it make sense? It has everything to do with the "cost" to obtain the rate. Lower rate does not equal the best financial decision unless you are comparing the fees. Most...

Needing to get a loan for our first home
Since this is an inheritance situation, you should be able to obtain conventional financing with no mortgage insurance as your brothers could provide you with a "Gift of Equity". You would be PURCHASING the property for $127,900 from your brothers, they would "Gift" you the...

How do I put my new husband on my home loan
Assuming your new husband does not have debt that would create an issue for the Debt to Income ratio, there will be no problem adding him to both the ownership and mortgage when you refinance. Make sure you contact several lenders and review all costs for the refinance; keep in mind as well, that...

What are the employment requirements for USDA loans?
Good Afternoon, MHavisham Unfortunately your question is extremely broad and as you can see there are a number of answers; however your best answer will come with a detailed explanation of what your specific situation entails. Please feel free to call all lenders involved as certainly you will be...