FHA w/ 608 credit score...anyone doing these?
Consider Rapid Rescore when you speak with your broker/lender. You can dramatically improve your scores within 72 hours.Steve Vasermanwww.SupremeLendingIL.com

Can I refinance without 20% equity in my home?
With your situation there are many refinancing options. Considering today's rates you should definitely look into it as soon as possible.Steve Vaserman www.SupremeLendingIL.com

FHA loan after banktrupcy
I'm assuming you are talking about ch7. In that case, you will have to wait 2 years from discharge date and 3 years if home went into foreclosure. I think you would know though if your home went into foreclosure.Thanks,Steve Vasermanwww.SupremeLendingIL.com

Are you kidding me?
Can you share a link to this.

Can I streamline refinance my condo if FHA approval expired?
Yes, I just closed one this week.

mortgage company lied to me and now they are saying my escrow is short
Is this a question? There is a lot of information missing here. Is it possible that your taxes or insurance has fluctuated?