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Steve Gulino's Answers


How long after a bankruptcy can I get a home loan?
Two years must have elapsed since the discharge date of the borrower and / or spouse's Chapter 7 Bankruptcy, according to FHA guidelines. This is not to be confused with the bankruptcy filing date. A full explanation will be required with the loan application. In order to qualify for an FHA loan,...
Is it a good time to list our house in Mission Viejo or should we wait until after beginning of the yeat
I think everyone will agree that current inventory is low in the Mission Viejo / Lake Forest area and any property that is priced right will have offers today. But, there are always more buyers after the first of the year. Because we do not see a big increase in inventory in January, having more buyers will...

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