Can I refinance a underwater Freddie Mac Loan with LPMI under HARP 2.0
Ralph, the answer to your question is it depends. There are lenders who are willing to do the HARP refi of LPMI if it was setup as single payer MI. Most lenders also have relationships with certain MI companies and require the existing MI to have been insured by one of these MI companies. The question to you...

My mom wants to get a home for me in VA and she lives out of the state? Is this possible?
As William said, it is possible. But, it depends. She would have to qualify for the new property for you in addition to whatever she is currently paying for her current home.I am a broker here in Virginia and can speak to you about your Mom's details. Give me a call 703-622-8218 or email me at steve@MetFund...

iF YOU HAVE A DEED WITH JOINT OWNERSHIP WITH THE RIGHT TO SURVIVAL WHAT HAPPENS TO THE MORTGAGE ON THE PROPERTY
What happens to the mortgage if what?If someone with joint ownership dies? The surviving owner still owes the total amount. The mortgage will survive all owners if not already paid in full by their death.