Looking to refinance from a 30 year FHA to a 15 year conventional.
Aaron,I am a wholesale account executive serving North and South Carolina. I do not originate loans. You will indeed need a 20% equity position which means you can bring cash to a loan amount of approximately $140,00 (80% loan to value). The MI is much less on a conforming loan than an FHA loan. So, you might...

In the market for a construction to perm loan, 90% LTV.
My bank, Northpointe Bank, specializes in construction to perm loans. You can put as little as 5% down on a conforming loan amount. The conforming loan amounts for 2018 have been raised from $424,100 to $453,100. There are a few counties that qualify for high balance loan amounts, but Mecklenberg...