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Augustus Bukowski's Answers


Is there a program to help with downpayment for 1st time buyer, single parent making over $90k?
There are many options available, but they will depend on your situation. It seems like if you are making over 90 K a year, that coming up with 3-3.5% for a traditional down payment would not be a problem. With conservative budgeting, my guess is you would be able to reach that goal within a few months, or the...
Hi, I'd like to get a va loan after shortsale in October. We have good credit score over 700. Is it possible? Thanks. Aya
Yes, a short sale can be viewed in a few different ways. If you were late on your mortgage payment prior to the short sale closing it will be viewed as a foreclosure and hold you back from financing. However if you were on time with your payments, you may in fact be eligible depending on the circumstances...
How will the fiscal cliff negotiations affect mortgage rates?
When good things happen mortgage rates go up, when bad things happen mortgage rates go down. If Mortgage rates go up there will be a reduction in home value as a result of pre-approvals diminishing in value. If rates stay low, we should continue to see the market correct and ultimately stabilize. The...
Is getting a reverse mortgage a good idea?
It all depends on your specific financial goals and what resources you have available to you. I would be more than happy to discuss this in detail with you, should you choose to reach out with more specifics. I hope your questions have been answered and appreciate you seeking out answers for others that...

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