Is there a fee charged or any other obligation if I complete the online application?
there is no fee. Just go to http://www.esqloans.comNext step would be a general consultation and if we determine that you are a good candidate and your Loan would most likely be approved then we take a formal application. Fees are only charged on the approved application. you could email me at:...

will i qualify to buy an investment property even tho i have never owned?
The owner occupied mortgage rates are a bit better than investment property rates. Having said that since you are intending to rent the condo, please only look at investment property rates, make sure that the condo complex has more than 50% owner occupied rate. To get a mortgage rate that is better than...