Are Twin Homes or Town Housed eligable for RD loans
Yes they are, please call us if you have an questions:)

Who would offer a refi on a manufactured home please
We do manufactured loans:) Both on a foundation and not on a foundation. Sarah @ Stillwater Mortgage in WY 307-237-7002

Do loan modifications still exist? If so, how do i go about qualifying?
Hello, Yes they do - typically these have to be arranged directly thru your servicer...however if you would like to call and go over different options we are here to help and would be happy to discuss different options with you. Sarah M. Johnson Loan Originator 307-267-9568Sarah @stillwatermortgage.net

New buyer. underwriting Q's
Hello, No - that is definitely not normal - we are closing some loans in 14 -21 days. If you have any questions at all - please reach out to my cell 307-267-9568. Let's discuss and I will do my best to help out;)

Am I a first time buyer?
Hi, Yes you can:) It just depends on the loan program. you are applying for;) Feel free to reach out - Sarah@stillwatermortgage.net or text or call:) 307-267-9568