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Scott Fazekas's Answers


How come only a handful of lenders have reviews on this site? Is this site new?
The site is not new, but there is a subscription fee to belong and you also have to meet fairly strict criteria to be a broker available to their clients. First Mortgage Corp is affiliated with Health One Credit Union and therefore we are FDIC insured. We are also licensed to work nationwide and have a long...
I'm looking to re-fi my 30 yr (23 left)/ 5.6% fixed loan to a 15 yr. fixed. Cash flow not an issue. Can handle increased payment. Goal is to minimize interest paid and maximize pinciple payback. Needs rates on a 15yr.
If you really only plan on staying in the house for 5 years, you can qualify for an ARM at 3%. ARMs have outperformed fixed rate mortgages over the past 20 years! Now's the perfect time to take advantage of the low rates. With the money you'll save over the 15 year loans, you could put a plan...

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