Credit FICO score of 678, $185,000 home with 20% down, can I get a mortgage?
Should only need 3.5% down, possibly $0 down USDA. Keep the extra money in your pocket, every $10,000.00 down on a mortgage only reduces your payment by $50.00 per month. You can reach me tonight on my cell phone at 352-875-6907. I'll be leaving for Christmas vacation with my wife and kids tomorrow at...

is there such thing as a zero cost refinance?
I'm in Ocala and have been doing mortages in Lake and Marion Counties for 12 years. You can do an FHA streamline refinance and no closing costs can be rolled into the new loan so your loan amount stays the same and your rate drops, no appraisal needed even if you owe more than the home is worth. The thing...

Can I get a home equity loan with bad credit?
Do you own it free an clear? If so there are options for you, call me at 352-875-6907.

usda loan without rent verification
I own a mortgage company with locations in Lady Lake and Ocala. I can help you with this. Give me a call. I can also get you the best rate and lowest closing costs if you'd like me to take your file over. It probably wouldn't cost you much time as we have 3 in house processors that just handle our USDA...