Should I refinance again? Can i do it at 0 cost?
In today's market and the historic low interest rates, it is always a good idea to look into refinancing; especially if it is not costing you anything.Personally, I advise most clients to go towards a 30 year fixed, if they can; rates are low and most economists would tell you that in a couple of...

Refinancing FHA loan, is this a good offer?
you're LTV is 80%, why would you go FHA ???and the 3.5% FHA for 15 years fixed with no closing cost and no appraisal fee, if there is nothing hidden.........good dealYour current FHA 30 year fixed at 4.875 can be reduced for sure.Good luck and let us know, we'll be glad to help

Can I get a better rate if I refinance my home now?
I will need to know more about the loan, the amount and it will depend on a couple other variances. But I will give you the best case scenario to get an idea.40 year fixed at 4.5%30 year fixed at 3.875%This will get you started and you can reach me anytime at the officeAmerican Lending 951-693-5363 or my cell...

FRM vs ARM
For an FHA, your Fico is pretty good, it allows you for a low downpayment of 3.5%Given today's economy and low rates, and obviously being much higher in 3, 5, 7 years down the road; I would recommend fixed rate, as the adjustable rate means you will need to refinance after 3, 5, 7 years and usually...