In ILLINOIS with Middle Score less than 640 (632), can I get a FHA Loan?
Greetings. Hope this reply reaches you well. Are you looking to purchase or refinance your loan first and foremost? Feel free to visit my website and contact me. I would be happy to discuss your loan scenario so whichever direction works best for you, we can dig deep to determine your best course of action...

Texas Mortgage for US Citizen working in Russia
Hi James. Hope this reply reaches you well. I will be available Tuesday in the afternoon to touch base and obtain all revelant information. I can reach out to an underwriter for determining qualifcation of your scenario. Feel free to reach out to me and I will get the ball rolling from there.Kind regardsRod...

can I qualify for a mortgage with a 681 credit score?
Yes you can. Feel free to reach out to me further information.

I want to refi to get rid of my FHA mortgage insurance - best option available?
A sweet spot regarding your debt to income ration would be 43%, which includes the total estimated mortgage payment which includes principal and interest, taxes and homeowners insurance and all monthly debt that would be on a credit report. I can also offer an amortized option to match your maturity...