Should I refinance with a conventional loan? I want to get out of FHA MPI a year after original purchase.
I fyou have an equity position in your home then it moght make sense to convert your existing FHA loan to a CONV loan to reduce (or eliminate) PMI. There are other consideration as well such as your credit history and the loan size. I'm here in South Carolina and would be happy to discuss your scenario...

do i qualify for VA if i have been in the reserves for 7 years?
Yes! We're in Columbia and do lot's of VA loans near and in Myrtle Beach. You can reach me at (803) 732-5787.Thanks, Randy Brown NMLS 220626

can i get a mortgage approved on a home where the seller is a payment behind and unpaid taxes to be paid at closing
Sure. Give me a call. I'm in Columbia (803) 732-5787. Randy Brown NMLS 220626

Would I be able to do a Streamline FHA Refinance to eliminate MIP?
Depending on when you closed on your original mortgage you might qualify for a reduced rate of MI vs. what you're paying now. Otherwise your best bet remains to look at a conventional loan if your loan to value ratios are at, below or near 80%. There are also conventional loans with no monthly MI though...

Looking to refinance my 1st and 2nd to one payment with no out of pocket fees.
SharonI would be glad to talk through what best fits your mortgage needs. Please give me a call at Mortgage Options 843- 998-9559. Thanks