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David Buchanan's Answers


Are mortgage rates on their way back up?
That depends on who your lender is. The goverment is putting 20 Billion a month into keeping rates down. The big banks are busy, so supply and demand are keeping rates high and inching higher. The big banks are making tons of money, they should be lowering rates. But why, they are in business to make as much...

Please go to our website and fill out the secured application. I think maybe you were working with Joe.Loanzasap.com
Refinance after chapter 13
Sorry but I think you should have done a Chapter 7.My website has a great deal of information that you can look at, for Free.It may help you understand your current situation.www.loanzasap.com
I have a second mortgage that I am attempting to try and refinance but I'm underwater in my townhome is this durable
To answer some of your other questions and maby bring more light to your 2nd mortgage issue, please feel free to visit my website.It has tons of information that could help you out. I'm located in Minnesota and only do loans in Minnesota but I hope I have been of some help. www.loanzasap.com David...
Refinance application
Are you saying that he charged your credit card $460 or what? You said No receipt. He can't charge you a fee to taking your application!! I think the funds are within the loan, maybe an underwriting fee, so no receipt. With no GFE he has broken the law. I would go somewhere else. If you plan on paying all...
My fiance and I are trying to buy a home for 259.500 his score is 560 and mine is 566 can we qualify for an fha in TX?
All these answers look correct and they are. Only thing I can add is maybe you can buy this house or a different house on a Contract for Deed. The hard question is why is your credit score so low, and can you afford the house payment. Lenders don't care how much you make, they want to make sure you are...
Can I use foreign income when applying for a mortgage loan?
Hello, DBoulton,All these are good answers, but the only way to really know for sure is to get an application going. It is always wise to have more then one mortgage company to work with from the start. Not all lenders use every lending source. I'm also located in Minnesota and would be available to...
I have a home to sell and It is bought in contract I would like to sell it to be closer to my family in MN I\'m a 51 year old woman
O.K., I'll bite.What is an hpmr? I live in MN.Please visit my website www.mn-mortgagerates.comMy contact information is in my website.

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