Can an outstanding lawsuit affect me getting a mortgage?
Hi Sorry to hear about the accident. Hope everyone is ok. I had a mortgage that just closed where there was a mechanics lien filed at courthouse from a builder who built the house years ago. It HAD to be cleared because it affected title and was recorded prior to any searches. You MAY want to check your limits...

How much down to purchase a 2nd home?
Yes you are able to purchase. I am a wholesale rate broker who shops all the wholesale rate lenders. Usually you will need full documentation of the lease, and the reporting of it on your most recent personal tax returns helps tremendously, sometimes copy of security deposit and verification a lease...

Refinance in Pittsburgh
Your email address sparked an interest. I knew someone at Edinboro University with a name similar to yours. If you went to Edinboro, please give me a call. If not sorry for the mistake.OK: To answer your question: If you truly know how the market works and how mortgage rates are priced, you can then make a...

We are looking for a wholesale lender that will do a cash out Jumbo at 80% or higher. Anyone know of such lendera available?
I am a broker in Pennsylvania looking for a wholesale lender or another broker to co-broker the loan with. Credit score on the borrower is 780's, DTI is around 18%. Loan amount 612,000 and appraisal should come in around 765,000. Need a cash out lender to 80% or higher

which is faster: prequalify or preapproval
Hello Wesley,William Acres is correct in his answer to you. I AM a wholesale rate mortgage broker in Allison Park in Hampton Township. I can explain more to you in detail. I am the owner of the company and can give you all the info you need to make a solid decision. Hey how 'bout those Buccos today. I was born and...

Are there any 100% financing programs available outside of VA and USDA?
There are some niche programs out there where lenders portfolio their offerings. What area(s) are you interested in? We can be reached at 412.559.4030 phone or text.

how can i get a "non-conforming" mortgage?
What is the debt ratio currently? If income is correctly calculated try to see if there are some smaller debt balances with higher monthly payments that you might be able to pay off in order to eliminate the monthly obligations and ultimately decrease debt ratio. For example an installment car loan...

Can i refinance with less than 20% equity? What kind of FICO would I need?
Hi,Great question. YES is the answer. You can refinance your mortgage and even combine mortgages. So factors that will effect the minimum FICO score requirements:Are you combining mortgages that were closed on at the SAME time or did one come sometime after the closing on the 1st mortgage.Are you just...

Can I Purchase A House Having a SSI Income?
Hi Stan,I am a wholesale rate mortgage broker 15 minutes North of Pittsburgh and for this conversation my favorite team is now the Eagles and the Phillies!, lol. I can explain a ton of things to you, educate you on your options based on your answers to some of my questions. The goal with me, always, is to...