HARP Progrm
Updated Oct. 9, 2013
The Obama administration launched the Home Affordable Refinance Program, also known as HARP. This program is designed to aid homeowners currently owning a mortgage where the home has a market value lower than what is owed. The HARP program provides the opportunity for those that qualify to refinance their...

Prequalification
Updated Oct. 9, 2013
Pre-qualification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different valuations a borrower should get pre-qualified for each...

Term Reduction Mortgage
Updated Oct. 9, 2013
A great way to take advantage of these low rates is to reduce the number of years remaining on your mortgage. In some cases, a drop in interest rate will eliminate the large payment difference often seen with the lower term. The best way to save money on a mortgage in Georgia is not to have one. You'll accomplish...

No Cost Loan
Updated Oct. 9, 2013
Why not go with a no cost loan? This is a refinance with no closing costs. The interest rate comes with a lender credit that is used to cover the closing costs. All your monthly savings are a profit from the beginning. A great way to refinance in Georgia is a no cost loan. Imagine saving $100, $200 or $300 a month and paying...