We would like to Purchase $879,000 home with 15% down.
This scenario is definitely possible. I specialize in JUMBO mortgages/large loan amounts and keeping them within the conforming limits to allow for better interest rates and such. FHA/Hard Money lending should be kept as a last resort. Feel free to contact me with any questions that you may have...

Trying to get home equity loan
It is difficult to provide a definite answer with the information that you have provided, does "non-existant credit" mean bad credit or no credit? In order to see the full picture your going to have to contact a mortgage professional and provide more detailed information such as social...

fico score
Like the gentleman above me had stated the models used are all different, but accurate in their own way. Feel free to check out my company's website www.equitymortgagelending.com or feel free to call me at 1-800-949-0101 ext.2339, I can pull your credit with no cost to you. I am located in Maryland...

i work overseas trying to get an fha loan in nc
As long as your principle (permanent) residence is in the United States and you are a legal citizen you should not have an issue getting an FHA loan, in the world today many homeowners work out of the country whether it be for military or business reasons. I would be willing the pursue this scenario with...

I want to refinance my mortgage credit 660
It never hurts to jump while rates are low no one knows what they will be down the road, a 660 is good enough to get an awesome rate which in turn would increase your monthly savings. A simple letter of explanation is all that is needed due to your time off. I would be willing to pursue this scenario with you and...

Refinancing primary residence and 2 rental homes
I spoke with a woman yesterday who had a similiar problem on her primary residence, unfortunatly there was nothing I could do for her due to her not paying her mortgage for an entire year while undergoing a failed modification attempt, but paid the past due balance and made herself current this past...

FHA Refinancing
The only way for this to make sense for you would be if your home value has increased in the last few years and you could refinance into a conventional mortgage at an 80% LTV. Rates right now are at an all time low but with any FHA loan you are going to be required to have Mortgage Insurance for 5 years and a 78%...

what is the most trustworthy mortgage company?
Feel free to contact me, my company has been in business since 1986, saw the ups and downs of the mortgage industry and lasted. We have an A+ rating with the BBB, and we are a correspondant lender. 1-800-949-0101 ext. 2339. We get a lot of loans done that other companies cannot.

Does anyone do an 80/10/10 for a second home in Virginia?
I closed a similiar loan than this not even 2 weeks ago I would be more than happy to assist you in this process. Feel free to contact me at mwells@equitymortgagelending.com or 1-800-949-0101 ext. 2339. If I do not answer leave a message and I will return your call promptly.

I need a lender in central NJ who will do 80% or 85% LTV on an investment property. Anyone know anyone? Thanks!
The max for an investment property is 75%, now depending how far this property is from your primary residance you may be able to state the home as a second home with a STRONG letter of explanation. Feel free to contact me with any questions or concerns.

What fees can I expect to pay for an FHA streamline refinance?
I can do an FHA refinance for you with no closing costs, call me ASAP 443/471-4339, my office is in Owings Mills.

What's the best day of the week to lock in a rate? Does it make a difference?
Typically mid week rates are at there lowest, really depends on the bond

Is a VA IRRRL possible
Depends on how old the most recent late is. If the most recent late was 1 year or more after the date of the application I will not have any issues with getting you approved. I can provide you with a not cost or obligation analysis, I am a local lender right in Owings Mills. Call me to discuss this farther. ...

What is our best loan option for credit (715 + 681) and income of (65k + 40k)?
I would suggest Conventional, if you are over 80% LTV you will have PMI, but under 80% you will not. FHA will have mortgage insurance for the duration of the loan weather you are over or under 80% LTV. The only way to get rid of FHA Mortgage Insurance is to refinance at a later date into conventional or pay off...

What kind of 5/1 rates are available? I have a loan at 450K.
3.375-3.625, I have a lender that will do it as a portfolio product up to 90% LTV

what is a piggyback loan is it good if you have a small down payment?
It is exacly how it sounds, it takes a position behind the first mortgage ( In simple terms). They are traditionally used too avoid mortgage insurance. The typical lay out is 80/10/10 or 80/15/5 where 80% of the purchase price is the 1st mortgage, 10 or 15% is the 2nd (or piggyback), and 10 or 5% is the down...